Mellow FinancialSpecialist mortgages.
Not every mortgage is straightforward. We help with most unusual situations, using a specialist lending panel and speaking directly to the people who make the decisions.
Beyond the high street
When your case isn't standard.
High street lenders do a good job with straightforward applications. They can't advise you on what's best, and they usually can't help if your case falls outside their rules.
We have access to specialist lenders who help clients the high street would turn down: impaired credit, complex income, recently self-employed, and other specialist needs.
You're busy. Rather than booking appointment after appointment and repeating yourself, only to be refused, let us find the lender that fits first time.
Our specialist services
Where we can help.
Limited company buy to let
Investing through a company? We find the right lender for your structure.
Learn more ›Let to buy
Moving, but keeping your current home as a rental.
Learn more ›Adverse credit
Lenders who look past a less than perfect credit history.
Learn more ›Difficult mortgages
Unusual income, property or circumstances.
Learn more ›Equity release
We don't advise on it, but we can introduce you to a specialist.
Learn more ›Self-employed
Lenders who read self-employed income properly.
Learn more ›Why Mellow
Why people choose us.
Independent
We are whole-of-market advisers with no bank bias. Your interests come first.
Tailored
Your situation is unique, so the solution is built around you.
Remote
Meet us by phone or video, from home or the office, anywhere in the UK.
Protected
Beyond the mortgage, we advise on protection so your home stays secure.